I am about to sign up for medicare and have narrowed it down to Medigap G or Medigap G High Deductible. I read most of the sticky on Medicare and have watched the Boomer Benefits 6 day videos.
In the sticky some comments were made about normal Medigap G having less hassles compared to to the high deductible and that it may be worth the higher cost. Any thoughts.
I have not contacted the companies, but the .gov page estimated the high deductible being $75/mo (plus the $200 or so max deductible), they estimated the normal as $175 to $650.
The main thing I worry about is that the companies offering high deductible in my state are not that many
Colonial Penn
Humana
Omaha Insurance Co
United American Ins Co.
There are more names that I recognize in the normal plans:
AARP-UNH, which several in the sticky seemed to like
Anthem BC/BS, which I have my ACA with
CIGNA
Colonial Pe3nn
Combined Insurance Company of America
Humana
Omaha
Transamerica (direct)
Any of these to run away from?
Any that you really like?
Some mention "household". What does that mean?
Any actual experience with Boomer Benefits? I wonder if they, or any agent, will steer you to the company that gives them the largest commission.
I am assuming that the only difference between normal and high deductible is the deductible. Is that the case? Could there be things in the fine print to worry about?
Are these standardized, or could there be fine print items between companies?
Thanks in advance for any advice.
Joe
In the sticky some comments were made about normal Medigap G having less hassles compared to to the high deductible and that it may be worth the higher cost. Any thoughts.
I have not contacted the companies, but the .gov page estimated the high deductible being $75/mo (plus the $200 or so max deductible), they estimated the normal as $175 to $650.
The main thing I worry about is that the companies offering high deductible in my state are not that many
Colonial Penn
Humana
Omaha Insurance Co
United American Ins Co.
There are more names that I recognize in the normal plans:
AARP-UNH, which several in the sticky seemed to like
Anthem BC/BS, which I have my ACA with
CIGNA
Colonial Pe3nn
Combined Insurance Company of America
Humana
Omaha
Transamerica (direct)
Any of these to run away from?
Any that you really like?
Some mention "household". What does that mean?
Any actual experience with Boomer Benefits? I wonder if they, or any agent, will steer you to the company that gives them the largest commission.
I am assuming that the only difference between normal and high deductible is the deductible. Is that the case? Could there be things in the fine print to worry about?
Are these standardized, or could there be fine print items between companies?
Thanks in advance for any advice.
Joe