scrabbler1
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
- Joined
- Nov 20, 2009
- Messages
- 6,705
WOW, so I guess an encrypted excel spreadsheet is out of the realm of possibility's?
Your a good man !!!!!!!
Retired in late 2008 at age 45. IRA, SS, and a pension await me at age 60 and later.
So have you gotten your pension? You deserve it !
Egads! He learned some Excel decades ago but has never used it. That's definitely out of the question.
To answer your other question, I was referring to age 60 being the starting time for becoming eligible for at least one of those 3 pots of money - SS, IRA, and pension. Being 60, I am not eligible for SS yet - I could start taking it at 62, which I won't do. Even at 65 it is early for SS because my FRA is 67. The pension I can't start taking until 65. It's a frozen pension, so every year I get a statement telling me how much it will be at 65, and it's the same amount.
However, I have a small amount in a Cash Balance plan which began when the pension plan got frozen. It grew by a decent amount every year while I was still working. But in the last 15 years, it has grown only a tiny amount from the annual interest credit associated with the plan. I found out a few years ago that I can cash that out prior to age 65 if I want to (which I don't).