bradaz2488
Recycles dryer sheets
- Joined
- Aug 12, 2013
- Messages
- 275
Moderators: Not sure this belongs here or under another forum. Feel free to move to a more appropriate forum.
Would you really want to know how long you were going to live or even the exact date? I know this may not a popular/pleasant subject to discuss, but it is an important variable when planning for retirement. My plan has both of us living until 95. I just turned 50 and ER'ed last May. DW will ER when she turns 55. We have no kids.
My dad and his dad died at 70 and the women on my side of the family live into their 90's. So everyday pass 70 I'll be thankful ... DW is not close to her family so I do not have a lot of history from her side.... So having a plan to live to 95 with a chuck of money left over seems like a conservative plan for us.
I find myself going through thought scenarios of how my retirement plans & expenses would change if I actually knew how long I would live. I think if my number was up within 5 years I would not want to know because I would just be depressed as I count down the days. I think once you get to 10 years it becomes more mentally acceptable (at least for me)... If I had so munch money that I could spend what I wanted w/o running out of money then I do not think I would want to know at all.... I do not obsess about this and I know I have no control other then living a healthy lifestyle. I guess I just wanted to see if anyone else thinks about this...
Would you really want to know how long you were going to live or even the exact date? I know this may not a popular/pleasant subject to discuss, but it is an important variable when planning for retirement. My plan has both of us living until 95. I just turned 50 and ER'ed last May. DW will ER when she turns 55. We have no kids.
My dad and his dad died at 70 and the women on my side of the family live into their 90's. So everyday pass 70 I'll be thankful ... DW is not close to her family so I do not have a lot of history from her side.... So having a plan to live to 95 with a chuck of money left over seems like a conservative plan for us.
I find myself going through thought scenarios of how my retirement plans & expenses would change if I actually knew how long I would live. I think if my number was up within 5 years I would not want to know because I would just be depressed as I count down the days. I think once you get to 10 years it becomes more mentally acceptable (at least for me)... If I had so munch money that I could spend what I wanted w/o running out of money then I do not think I would want to know at all.... I do not obsess about this and I know I have no control other then living a healthy lifestyle. I guess I just wanted to see if anyone else thinks about this...