KB, beware, they have changed the rates on Sam's club prepaid cards. They raised the in-state rate when we bought more minutes a month or so ago. I can't remember the rate, but recall it is more than .10/minute! (will use prepaid cell instead) Out of state rate stayed at 3.5 or 4 cents/minute.
I would not have anyone adopt my mode of living...but I would have each one be very careful to find out and pursue his own way, and not his father's or his mother's or his neighbor's instead. Thoreau, Walden