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Old 04-16-2019, 08:48 AM   #381
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DW Opened a 5 year IRA at Space Coast CU Yesterday @ 3.85%.
good job!
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Old 04-16-2019, 09:35 AM   #382
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Have an Andrews FCU 9 month CD about to mature - today they are offering a 2.86%APY 8 month CD. They also offered free wire transfer if I do move money, though that is for "higher(undefined) account amounts".
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Old 04-18-2019, 11:57 AM   #383
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4% at T-Mobile Money!
(But only up to 3K. 1% above 3K)
https://www.droid-life.com/2019/04/1...le-money-bank/
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Old 04-18-2019, 12:08 PM   #384
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4% at T-Mobile Money!
(But only up to 3K. 1% above 3K)
https://www.droid-life.com/2019/04/1...le-money-bank/
1) you are enrolled in a qualifying T-Mobile wireless plan; 2) you have registered for perks with your T-Mobile ID; and 3) you have deposited at least $200 in qualifying deposits to your Checking account within the current calendar month.
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Old 05-02-2019, 06:43 PM   #385
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FYI


4% for 4 yr. CD


https://www.depositaccounts.com/bank...-union/offers/
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Old 05-03-2019, 08:37 PM   #386
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Have an Andrews FCU 9 month CD about to mature - today they are offering a 2.86%APY 8 month CD. They also offered free wire transfer if I do move money, though that is for "higher(undefined) account amounts".
Andrews also offers a 2.95% 17 month certificate special - since April 19.

Special 17-month Share Certificate, 2.95% APY, $1k min/$250k max deposit, limit of one certificate per member.
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Old 05-20-2019, 06:35 AM   #387
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Lucky Oregon residents.

Advantis Credit Union Offers Up To 3.75% APY On 60-Month CD
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Old 05-20-2019, 09:33 AM   #388
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Lucky Oregon residents.

Advantis Credit Union Offers Up To 3.75% APY On 60-Month CD
They allow Washington residents membership too.
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Old 06-14-2019, 06:52 AM   #389
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The Northern Bank Direct 2.5% MM deal is back, with 2.5% guaranteed through 12/31/2019.

https://www.depositaccounts.com/bank...direct/offers/

On the bad news front, for those of you in the target area, the Hudson Valley Federal Credit Union (aka the old IBM Poughkeepsie Credit Union) 3.25% Flex 24 certificate with the ability to rate lock and do an additional one time addition is no longer available.
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Old 06-14-2019, 07:56 AM   #390
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Suncoast Credit Union (Tampa and Surrounding Areas) has a 3.25% 24 Month CD
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Old 06-14-2019, 09:52 AM   #391
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If I recall correctly they came out with that shortly after I locked into a 3.5% five year CD in early to mid-April.
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Old 06-16-2019, 05:30 PM   #392
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I just added to our two (wife and I) 3.25 18 month CDs at NFCU.

Started 3 months ago, so only 15 months remaining.

Siphoning “leftover” money to these vice stock market.
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Old Yesterday, 06:22 AM   #393
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I just added to our two (wife and I) 3.25 18 month CDs at NFCU.

Started 3 months ago, so only 15 months remaining.

Siphoning “leftover” money to these vice stock market.
Is your ability to add to this CD a special feature of the CD when you purchased it? We opened a 17 month CD at NFCU at 3.25% in January. I don't recall it being an Add On CD. I'm wondering if I can add to that one? Guess I can call them.
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Old Yesterday, 06:32 AM   #394
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I don’t know if it is “special.” We’ve had this option with NFCU with previous CDs ... it may simply be that chose randomly, but each time it had that provision.

I think the opportunity was up to $50,000 for each CD.

I think the APR is actually 3.5%.
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Old Yesterday, 06:46 AM   #395
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NavyFed runs special Cd's from time to time with a add-on feature. Sometimes it is 17 months, sometimes 10 months(currently 2.75% with 100k max) , sometimes it is an IRA with add on. In January they had a 3.75% 40 month add-on IRA only CD with 150k max. We switched some of our IRA money from PenFed to NavyFed with that special. They ran it until about April 20.
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Old Yesterday, 07:23 AM   #396
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Thanks. I called and we already maxed out on the CD, so I'll be on the hunt come early August and December for a home for maturing CD money. I'd like to do 2 years at 3.0% in August and 3 years in December if I can get it. I see a couple of institutions now that are paying 3%. We'll see what happens in August and then December.
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Old Yesterday, 11:30 AM   #397
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Not related to CD, but I just did a 15yr Refi@ 2.75% RECORD LOWS! Only 6 other months of the past 25 years did we get lower.

When I see deals only 3% of the people had in the past 25 years, i tell me friends. You are welcome. Google bank rate 15 year and negotiate to the hilt like I did.
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Old Today, 03:11 PM   #398
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Just logged into my Personal Capital (account aggregator) account and noticed they're now offering a savings type account with a 2.3% API and FDIC insured up to 1.25M

https://www.personalcapital.com/faq
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Old Today, 06:16 PM   #399
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Just logged into my Personal Capital (account aggregator) account and noticed they're now offering a savings type account with a 2.3% API and FDIC insured up to 1.25M

https://www.personalcapital.com/faq
Thats not bad relative to current CD rates. I don't want to lock in to 3+ year CDs right now, so am holding more cash than I should, waiting patiently to do "something" with it. My brain is a bit frozen in place as the current world turmoil unfolds; I am tending to avoid making any moves, which may not be the smartest strategy in the mid/long term.
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Old Today, 07:05 PM   #400
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Just logged into my Personal Capital (account aggregator) account and noticed they're now offering a savings type account with a 2.3% API and FDIC insured up to 1.25M

https://www.personalcapital.com/faq


FDIC insurance doesn’t go that high. How are they doing this?
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