Several posts have mentioned that F is to be discontinued. I thought only the regular (low deductible) F was going away, and that the F High Deductible was sticking around. Am I wrong?
Both versions of F will not be available to those who become eligible for Medicare on 1/1/2020 or later. Those eligible prior to 2020 can keep their plan. HD-G becomes available in 2020.
18. What changes are made to High Deductible Plan options?
Since Plan F High Deductible cannot be sold to those "newly eligible" Medicare beneficiaries, a new Plan G High Deductible is created.
19. When can the new High Deductible Plan G be sold and who can buy it?
Plan G High Deductible can be made available beginning on January 1, 2020; "newly eligible" Medicare beneficiaries and current beneficiaries would be able to buy the new Plan G High Deductible.
Source: http://www.naic.org/documents/committees_b_senior_issues_170201_medigap_faq.pdf
Federal Register update: https://www.gpo.gov/fdsys/pkg/FR-2017-09-01/pdf/2017-18605.pdf
If he is currently healthy enough to pass underwriting, you may want to revisit this for him. More companies are now offering G making it more competitive.When DH went on Medicare several years ago I checked then and the cost difference of the two was basically identical to the G deductible. So, for simplicity, he just selected F since G didn't really save anything. I go on Medicare next year and will revisit it for myself.
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