Me the issue is more the growing congestion. We have seen vast tracks of land being developed... 10,000 boomers in the US turn 65 each day. Plenty of buyers.
We actually didn't mind the traffic at all, or really notice it. That being said, we are from the DC/MD area where 30 miles can take 2 hours depending on time of day/week.
As far as bugs are concerned, the beach is where we got bit the most! I'm not sure if they were sand fleas or what but it was miserable.