stephenandrew
Recycles dryer sheets
- Joined
- May 5, 2007
- Messages
- 148
84
84 and I completely agree on that annuity/401K question, so I'm giving myself an 88.80. Some I just didn't know because they aren't applicable to my life (like the income limit for a non-working spouse IRA contribution and the length of time you must be married to collect spousal SS) and some I just disagree with the ostensibly "correct" answer. For example, the allegedly correct answer on "why should you not buy an annuity in a 401k, 403b, etc account" was "all of the above" -- i.e. it is already tax sheltered, the commissions are high and the surrender charges are high -- but in my opinion, the correct answer should be only "because it's already tax sheltered" since the other factors exist even in a non-tax sheltered account.