CardsFan
Thinks s/he gets paid by the post
I just opened an account at Navy CC today via a 10 minute phone call, no papers required. My dad was in the Air Force. They asked if he was either honorably discharged or retired from the military and I truthfully said yes. That was all they needed.
My Dad served during WWII. Is it really that simple? They take your word? The website says they "may" ask for a variety of verification, none of which I have. My dad has been gone 18 years, and my mom 17, so no access to "real time" data.
I might give them a call tomorrow. For 3.5% it could be worth a little hassle.