nuke_diver
Recycles dryer sheets
- Joined
- Jun 30, 2014
- Messages
- 406
Hi I'm Dave and been lurking for a while here. I saw RE1970's post and have a slight twist on her problem. Rather than possibly highjack her thread I thought it was time to join up and start my own.
I will be 55 very soon. I currently work making ~150K/yr in Silicon Valley. I am married with no kids and my wife RE about 10 years ago. We own our home and have 0 debt. Using various calculators like FireCalc and Flexible Retirement Planner among others it seems we are good for the lifestyle we live (we are both quite frugal, the "newest" car is 1997 and was paid for in cash and we never make big purchases without careful thought) and time frames of 50+ years
However my wife does not want me to retire now or even that soon though I have constantly trying to convince her. She will bring up Health care or some other excuse. This is in spite of the fact that she ditched it years ago . Now I don't plan to retire this year even though the numbers say I can as we are going to do a remodel which is best paid for with salary rather than savings.
Anyone else had this issue and how did you go about convincing your spouse that it would be ok? I don't see the point of working once you have enough (my Mom died at 68 due to cancer which is a constant reminder to me that things can degrade fast though I am in excellent health now). I want to be able to enjoy retirement and do things but she is too worried about the uncertain. Ideally I would get laid off in about 6month-1year and that would solve my problem but they seem to like me here and I've survived many layoffs so that seems unlikely. I do know if I leave work I can never return. I also am not at a level or in an industry that I could work part time so I have to go all in for RE
Sorry for the long rambling first post
I will be 55 very soon. I currently work making ~150K/yr in Silicon Valley. I am married with no kids and my wife RE about 10 years ago. We own our home and have 0 debt. Using various calculators like FireCalc and Flexible Retirement Planner among others it seems we are good for the lifestyle we live (we are both quite frugal, the "newest" car is 1997 and was paid for in cash and we never make big purchases without careful thought) and time frames of 50+ years
However my wife does not want me to retire now or even that soon though I have constantly trying to convince her. She will bring up Health care or some other excuse. This is in spite of the fact that she ditched it years ago . Now I don't plan to retire this year even though the numbers say I can as we are going to do a remodel which is best paid for with salary rather than savings.
Anyone else had this issue and how did you go about convincing your spouse that it would be ok? I don't see the point of working once you have enough (my Mom died at 68 due to cancer which is a constant reminder to me that things can degrade fast though I am in excellent health now). I want to be able to enjoy retirement and do things but she is too worried about the uncertain. Ideally I would get laid off in about 6month-1year and that would solve my problem but they seem to like me here and I've survived many layoffs so that seems unlikely. I do know if I leave work I can never return. I also am not at a level or in an industry that I could work part time so I have to go all in for RE
Sorry for the long rambling first post