2020 Investment Performance Thread

[NW-Bound]

^ nice return!

Thanks. I just checked and saw that the S&P return this year is roughly about the same, yet I am not 100% in stocks.

The difference is that I have been busy with option trading, and it helps. I sell covered calls on some of my stocks, and covered puts on a portion of my cash.

 

[robnplunder]

I am exiting the year with 15.4% return on investements. My winners were FSRPX (+44%), VEMPX (%32%), and FCNKX (%33%). Who would have thought the stock market will withstand the COVID driven economy?

Good luck and best wishes to everyone in 2021!

 

[skipro33]

13% with 80% in S&P funds and 20% cash.

 

[CyclingInvestor]

Be happy, you almost quadrupled the returns on my sad 50/50 portfolio. Since you also significantly beat the S&P500 are most of your investments in individual equities?

I have been 100% individual equities since 1993, almost never any tech or 'new' stuff.

Nothing wrong with your returns or allocation, I recommend an approach similar to yours to most of my buddies (who ask) using a broad ETF. I just happen to enjoy analyzing companies, similar to my approach to playing wargames and other simulations.

 

[robnplunder]

Everyone did so well. Two thumbs up!

 

[garyt]

Up 14.5% on about 65%-35%. Very happy with that. Big winners were AAPL up 83%
MSFT up 40% and CTAS up 30.5%

 

[CSdot]

I am up 22.78% in my Roth 401(k) and traditional 401(k) in 2020. Have been invested 100% equities (various mutual funds) since 1998, so I have seen the good, bad and the ugly. Usually not all three in the same year, but 2020 was no ordinary year.

 

[audreyh1]

Bump!

 

[Andre1969]

Well, my final numbers for the year are in, so here's my update. I'm keeping the numbers from previous months in there, to show what a roller coaster ride it's been.


+0.23% on 1/31/2020.
-6.78% on 2/28/2020.
-21.45% on 3/31/2020.
-13.31% on 4/30/2020.
-8.82% on 5/29/2020.
-6.56% on 6/30/2020.
-2.32% as of 7/31/2020.
+2.99% as of 8/31/2020.
-0.89% as of 9/30/2020.
-1.90% as of 10/30/2020.
+7.91% as of 11/30/2020.
+13.15% as of 12/31/20.

As for highs and lows earlier in the year, I initially peaked at +4.67% on February 19, before the COVID smackdown, and bottomed out at -30.47% on March 23.

These are all YTD totals, not month-to-month changes. Anyway, on to 2021, and hopefully a better year for everyone!

 

[street]

I'm 16.22% better from the first day of 2020. In April of 2020 I was down ~16% so it has been an interesting year to say the least.

My portfolio is ~77/23 AA. With our combined portfolios our WR was 2% this year. All of the 2% (WR) spending was charity or gifting. We actually had a negative for WR this year with a gain of over $17000 if not for the charity/gifting expense. Both started SS so has made a huge difference number wise for future planning.

I wish everyone a great 2021 portfolio performance report next year.

 

[Ronstar]

Dug a little deeper for year end. My FA managed IRA beat my self managed IRA (I think for the first time) due to FA rebalancing to a more aggressive AA early 2020.

Taxable 19.7%
MM 0.5%
Self IRA 10.8%
Roth. 21.0% AA for these 4 - 48.6/39.4/12.0
---------------------------------------------------------------------------
FA IRA. 11.15% AA 56.4/39.8/3.8
AT&T. -26.4%


Overall return w/ Money Market 10.0%
Overall return W/o Money Market 10.8%

Overall AA 52/39/9 WR 2.3%

 

[CSdot]

Just checked my play money account where I buy and hold speculative stocks and see it went up 50% in 2020. Too bad it doesn’t have as much in it as my retirement accounts. The retirement accounts are up 22.78% for the year.

 

[CardsFan]

Final tally for 2020:

+14.4%

AA: 55/45

A wild ride, to say the least.

 

[jollystomper]

My final performance numbers for 2020: 7.94% gain on year ending 31/48/21 AA. I am very happy with that.

 

[steelyman]

Retirement portfolio 2020 return 18.86% vs benchmark VTHRX (Vanguard Target Retirement 2030) 14.10%. Stock/bond allocation follows VTHRX (~67/33).

 

[athena53]

Fidelity account up 14.3%, mostly equities. UBS up 9.7%; it's about 65% equities. I'm particularly happy with a Separately Managed Municipal Bond account at UBS (Lord Abbett makes the buy and sell decisions, I own the individual bonds) that's got an IRR of 6.7% for the year.

I finally created an Excel spreadsheet that tracks IRR by individual investment, updated with a Cut and Paste from the downloaded brokerage values, so I'll be able to weed out under-performers more easily going forward.

 

[mitchjav]

+14.22% on 60/40 AA ... held tight during the Coronavirus swings...

 

[target2019]

Total Portfolio Value
YTD Change
(50/45/5 target)
Dec-20 +2.61%
YTD +8.26%

American Balanced Fund Class R-6 (RLBGX) is a managed index fund which is similar to our target, and we use it to estimate our portfolio return.
Year-to-Date Return 11.22%
Overall Portfolio Composition (%)
Cash 13.12%
Stocks 54.94%
Bonds 31.08%
Preferred 0.11%
Convertable 0.58%

 

[fh2000]

AA: 60/30/10
+15.49%

The total dollar amount increase is 10X our 2020 spending. Waiting for the day so we can travel big.

 

[ikubak]

13.55%


I'm too lazy to look up the allocation but its probably close to 70/30.

 

[VanWinkle]

15.30% per money chimp calculation with 50/40/10 portfolio. I did not draw any money this year other than to invest in home mortgage for a divorced daughter with interest to match current bond interest. I am starting SS in Jan 2021 at full retirement age. I need to force myself to start spending some of the returns as it is difficult to stop saving and start spending for me. All equities in VTSAX, bonds split evenly between VBILX and VBTLX. Cash is returning 3% last year and 1.1% in 2021. I rebalanced twice in 2020, one time within 2 days of the bottom in March(luck).

 

[doneat54]

9.41% for 2020 with a 36/64 AA. VERY happy with that.

 

[Rocket Man]

Two main IRA’s are up 13%. Approx. 60/40.

 

[RetireAge50]

Me: 12.2%
S&P 500: 18.4%
VTSAX: 20.99%
Wellington: 10.69%

 

[Out-to-Lunch]

9.9%

Considering I am about 48/52, and my equities are 30% international, I am fine with this!