cute fuzzy bunny
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Rich's approach isnt too far from what I'm doing at this point. Lots of 6.25% cd's, a lot of wellesley and a bit of high yield up front, with a lot of TSM, reits and SCV on the back end. When the first bucket gets low and rates reasonable, we'll start converting some of the long term equities into cash and bonds.
Keeps your long money long and your short money short.
Once I understand how they do distributions, these new funds might be contenders. Take a bucket of 3% return for 5 years worth, a bucket of 5% return for the next 15 and a bucket of 7% for the rest. Maybe just the 5% and 7%...i'm not that conservative.
Keeps your long money long and your short money short.
Once I understand how they do distributions, these new funds might be contenders. Take a bucket of 3% return for 5 years worth, a bucket of 5% return for the next 15 and a bucket of 7% for the rest. Maybe just the 5% and 7%...i'm not that conservative.