Rachel
Dryer sheet aficionado
Well, to Texas Proud--she did ask for help, and I thought in a fairly mature way. The impetus for me toinitially post was that I just visited her for the first time since she moved to the small city where she got her job. I knew about her terrible car loan because she told me about it when she bought the car a year ago and I managed to keep my mouth shut until now. She recently expressed concern that learning to be financially independent is a lot tougher than she thought it would be, and asked me if I would be able to help her if she had a large unexpected bill. I was thinking she maybe meant help with day-to-day stuff but what she actually was worried about was an "explanation of benefits" she got after an emergency room visit that showed high charges (she has insurance and I explained the difference between an EOB and a bill). It turns out that she (on her own) already refinanced her car loan and got her payment down to $302 monthly!
So it still comes down to how to combine help vs enabling vs tough love, but the car is thankfully not the nightmare I thought it was. And, it is EXTREMELY helpful to hear how others have approached this quandry.
By the way, I am her mother, not her father!!
So it still comes down to how to combine help vs enabling vs tough love, but the car is thankfully not the nightmare I thought it was. And, it is EXTREMELY helpful to hear how others have approached this quandry.
By the way, I am her mother, not her father!!