audreyh1
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
It looks like in California if you have uninsured motorist property damage your car damages will be covered if the other driver is uninsured or leaves the scene:
Uninsured Motorist Property Damage coverage works differently. If you don’t have comprehensive and collision coverage to cover the damage to your vehicle, and you’re hit by an at-fault uninsured motorist, UMPD will pay up to $3,500 to repair your car. If you do have comprehensive and collision coverage, and are hit by an at-fault uninsured motorist, your deductible will be waived if you purchase UMPD.