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  1. njhowie

    Heads Up: TurboTax + Fixed Income + Accrued Interest

    This topic has come up in the past, and I wanted to reiterate it now since we are in tax season, and I caught my error after filing...so now need to file an amended return to get some money back. If you purchased any secondary market bonds, secondary market brokered CDs, or secondary market...
  2. njhowie

    July 1989 Money Magazine: Where to put $1000 Now!

    Reprinted with permission from the publisher. Enjoy!
  3. njhowie

    July 1989 Money Magazine: Where to put $1000 Now!

    Thank TheWizard. No skin off my back.
  4. njhowie

    Kona Village Resort Re-Opens

    For those looking to Blow That Dough, this is for you. We visited KVR for our honeymoon 30 years ago at the suggestion of a friend in the know. It was really something special. It was expensive, but they had an all-inclusive honeymoon package for $2000 for 4 nights so we did that. In 2011, the...
  5. njhowie

    Retorq Lug Nuts?

    So you've gotten new tires for your car. On the receipt it says to bring the car back after 25 miles to have the nuts checked/retorqued. How many folks actually do? Just had new tires put on yesterday. In 40 years I've never brought it back to retorq. How many folks do/don't?
  6. njhowie

    PayPal Rewards

    PayPal recently began giving 1% back on purchases. This almost instantly becomes a PayPal credit which you can leave in your PayPal account or move out to your linked bank account like any other PayPal credit. At first I was going to leave in to my PayPal account but it started asking for SS#...
  7. njhowie

    Canada Wildfires

    Anyone else seeing/feeling the effects of the Canadian Wildfires? Around 5PM last night before I knew what was going on I smelled smoke and figured there was a fire burning in the neighborhood and expected to hear fire sirens soon. Having heard none, I went outside and a quick walk around the...
  8. njhowie

    Two years in a row TurboTax has gotten me for an extra $25

    Going forward I need to remember to pay the $25 for state e-filing only after the federal e-filing has been accepted. If you choose to e-file both fed and state together, it bills you for the state e-filing no matter how the processing goes. Last year, while e-filing, it comes back that the...
  9. njhowie

    How to repurpose a C-Band Satellite Dish...

    I've gone wild with the smart home stuff ... first a few switches, then lots of switches and plugs, then replaced the old security system with a new smarter one. Then I did the doorbells...now moving on to more cameras. This was a neat little project, because I reused the existing cable bundle...
  10. njhowie

    Silicon Valley Bank SIVB - $270 to $30 in 48 hours

    Train wreck weighing on the banking sector.
  11. njhowie

    Bank teller asks the wrong question

    After spending 2 hours sitting with a WF banker spread across 2 days and 3 visits to the local branch to settle our 3-way joint accounts following mom's passing (road block after road block for what should have been a simple account re-titling), the WF accounts were closed and all funds given to...
  12. njhowie

    HSA "rollover" question

    HSA Partial Rollover? DW has HSA account at her employer via PayFlex. There is a nice sum of money there. They offer investing through BNY Mellon, but they are proprietary funds, PayFlex charges a monthly fee for the privilege, and so on. DW also has HSA account at Fidelity. My question is...
  13. njhowie

    RIP:Barbara Walters, legendary news anchor, has died at 93

    Passed away on Dec 30.
  14. njhowie

    Lightbulb security cam

    Anyone using these? Experiences good or bad? They look good and very inexpensive. Question is are they cheap toys, or are there some that are really good and better than the others? Getting power to a camera is something I prefer not to deal with, but these things totally eliminate that issue...
  15. njhowie

    Amazon Prime Video Channel Subscriptions $1.99/month first two months

    Note: Offer expires tomorrow, Dec 4 If you have Amazon Prime, they are offering premium channel subscriptions for $1.99/month for the first two months. I'm generally very leery of these offers as they tend to make them very difficult to cancel or somehow bill beyond the offer period. I...
  16. njhowie

    Anything different heating this winter?

    Energy costs are way up this year - are you doing, or planning to do anything different this year? I saw a story this past week about folks turning off their heat and making do without it. It resonated with me as I decided to do similar weeks ago. Our home uses oil for heat. In the spring...
  17. njhowie

    NASA Artemis Launching to the Moon Tonight

    ...unless it gets scrubbed again. T-3 hours and counting
  18. njhowie

    Done with Bogleheads ... it's a cult

    Had enough with BH. Talk about indoctrination. I've been to a couple Amway (offshoot) meetings in my younger, more curious days, so I know a cult when I see one, and BH certainly is one. Member posts a topic asking about bonds and interest rates. I reply with something referencing the Fed, and...
  19. njhowie

    Real Estate Closing Today

    We listed mom's Ft Lauderdale area condo for sale two months ago, and accepted an offer slightly below the listing price 5 days later. Terms were all cash, no contingencies, closing by July 1. Some minor logistic delays with HOA approvals extended the closing date a bit. We feel very fortunate...
  20. njhowie

    86" LG TV coming today

    Refreshing the family room and this monster will be the centerpiece on the great wall. It's a 2021 model being discontinued, so the pricing is very good. Anyone else in the market looking at these 75" and bigger TVs? Technology continues getting better, prices continue coming down.
  21. njhowie

    Purchased Hawaii Flights Today

    $527 per person round trip EWR/HNL 3/28/23-4/4/23 30th anniversary + DD birthday. Rental car reserved for $685 for the week, which will be worst case...hoping it goes down somewhat between now and travel date.
  22. njhowie

    What is this?

    We're at our Disney timeshare and found this odd looking thing in the closet. It's made out of plastic, is about 18 inches wide, has hooks that fold out. Then between each is a kind of "ball" with rubber O-rings and a grooved slot between them, sits on a grooved track, and a rubber pad opposite...
  23. njhowie

    Stock Ownership Stats and Market Caps

    I found this Motley Fool article interesting regarding amounts of stocks owned by the US population: https://www.fool.com/research/how-many-americans-own-stock/ The one which resonated most was: This means that about 90% of the US population own roughly $4.5 trillion, or about the same as the...
  24. njhowie

    Article: The Secret Is Out on 7.12% Inflation-Protected Bonds

    This is old news for folks who have been following I-Bonds since earlier this year. For others, it may be of "interest". https://www.washingtonpost.com/business/the-secret-is-out-on-712percent-inflation-protected-bonds/2021/12/07/d3767e8c-5751-11ec-8396-5552bef55c3c_story.html
  25. njhowie

    Windows 7 End of Life and Chase ATMs

    I learned today (during a malfunction) that Chase ATMs are running Win 7 Enterprise, almost a full two years past the OS end of life.
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