2020 Investment Performance Thread

[pb4uski]

I was -0.37%.
We both missed out on the extra returns of Treasury/Bond results vs. holding CD's it seems.

I keep thinking that "our day will come" where interest rates rise and the 3-3.5% CDs will make me look like a champ rather than a chump.

 

[jfn111]

-.046% YTD. If I had some guts I would start buying. (Currently at 40/60).

 

[RetireAge50]

-.13% 70/17/13

I put CD’s, Stable Value, and MM in cash column. All bonds are from Wellington and T.Rowe retirement fund.

 

[pb4uski]

-.13% 70/17/13

I put CD’s, Stable Value, and MM in cash column. All bonds are from Wellington and T.Rowe retirement fund.

Why not put CDs and SV in bond category rather than cash?

 

[ATXFIRE2034]

- .10% ytd

 

[RetireAge50]

Why not put CDs and SV in bond category rather than cash?

To me they feel more like cash as the values don’t move up and down. With 13% there and a 3% withdrawal I feel good for about 4 years. [emoji3]

 

[RetireAge50]

Here is graphical representation of asset mix

 

[Lawrencewendall]

+.48 aa 85/11/4

 

[Clone]

XIRR 0.0% 90/10 I have a significant amount in a Growth fund which carried the rest of the funds. The balance has taken a dip from a couple weeks ago. I figure that mid-February I will put the cash back to work also.

 

[Dtail]

+.48 aa 85/11/4

Good (relative) return with an 85% stock allocation.

 

[pacergal]

+1.16% ytd

 

[sengsational]

My formula for estimating return is reading -0.3% today. All-in, simple linear spend adjustment on a 67/30/3 allocation.

 

[Lawrencewendall]

Good (relative) return with an 85% stock allocation.

54% of my equities are monthly/quarterly dividend stocks.

 

[KCGeezer]

Well I’m up 0.8% with the traditional money chimp method. That’s on a 61/34/5 AA. I have way too much in corporate debt. Time to shift some to treasuries.

 

[robnplunder]

-0.91 to start the year. My Asian fund is dragging down the total, thanks to Coronavirus.

 

[doneat54]

-0.38% for January 50/50


Not worried.

 

[audreyh1]

Amazingly retirement assets are YTD very slightly positive, like +0.15%.

 

[Release The Hounds]

-0.1% on the year, thanks to the last trading day of the month no doubt.

 

[Rickt]

-0.35% YTD, with 69/27/4 (stocks/Bonds/Cash) asset allocation.

 

[target2019]

January 2020

-0.16% Total Portfolio Value Decrease (50/45/5 target)

-0.14% American Funds American Balanced (50/50) Class R-6 RLBGX

+2.12% Vanguard Total Bond Market Index Fund Admiral VBTLX
-0.08% Vanguard Total Stock Market Index Fund Admiral VTSAX

+1.28% Vanguard Wellesley Income Fund Admiral VWIAX
+0.35% Vanguard Wellington Fund Admiral VWENX

It's interesting that the simplest 50-50 portfolio design with Vanguard funds above would return the investor +1% approximately.

 

[kgtest]

Jan +1.12%

 

[jimbee]

January +1.0%
Nominally 50/50 equities/fixed

 

[Spanky]

+0.07% ytd

 

[braumeister]

+0.8% YTD on a 50/50 AA.

 

[Ed B]

+.64%

65/25/10