2022 Investment Performance Thread

[youbet]

I was somewhat relieved to see that my YTD performance of -15.64 was generally in line with others with similar AA's. Misery loves company I guess........

59.6/39.6/0.8 Mostly passive indexing. 5% - 10% is more actively invested in individual stocks, preferred stocks, individual bonds and a few, in hindsight, bad ideas.

I've done a "mark to market" with our annual budget and have forecast a 15% increase over this year going forward. That concerns me more than the market pullback at this point. Markets seem to have always eventually recovered. Unanticipated increases in your spending level seem to hang in there forever.

 

[homestead]

-11.47% YTD on 50/50

 

[SloHan]

For June 2022 down 4.9%
YTD -17.8 % on a 85/15 AA which has drifted to about 83/17.

 

[calmloki]

Just checked and if I divide today's stock investment total by the total for the end of the year we are down about 17%. We do happen to have a substantial amount in CDs making 3-3.5% and savings, making as much as 1.2%. And some rentals. and some land sale contracts and loans making from 4-12%, probably averaging 7%. Thanks to that unplanned diversity - and by living well below our means - our net worth has only dropped about 1.25%. Of course I was out at a rental at 8 this morning cleaning up an apartment after a copper drain line inside an apartment wall rotted through. and I do have a couple property loans that have a real problem with timely payments. But those are investments I can affect by my actions - something to be said for that.

 

[pb4uski]

-4.66% YTD. ~32/66/2 AA.

32/66/2 AA for Jan-Jun on Portfolio Visualizer was -13.76% so I'm pretty happy with -4.66%

-3.08% YTD. ~32/66/2 AA.

32/66/2 AA for Jan-May on Portfolio Visualizer was -10.57% so I'm pretty happy with -3.08%

 

[NW-Bound]

Lest people forget, I am including the link to the thread last year, when we closed out 2021 with 20-25% gain for nearly everybody.

We have not given up all that gain yet, have we? What's there to complain about?

See: https://www.early-retirement.org/fo...-performance-thread-107177-5.html#post2710969

 

[FREE866]

My personal returns since retirement date.
2022: -15.2%
2021: +19.2%
2020: +12.2%
2019: +21.4%
2018: -3.8%

Threw some extra data to help me feel better [emoji3].

Haha...good way of looking at it...here are mine..


2022: -24%
2021: +17%
2020: +18%
2019: +22%
2018: -11%
2017:+16%


The above numbers INCLUDE my annual withdrawals of ~3-3.5%
And since retiring on 1/6/17 the total account is up 37%



When I look at it like that the awful 2022 number is much easier for me to digest.

 

[Born2Fish]

Down 13.6% at market close on 1-Jul-2022 on 45% stocks.

 

[yakers]

2008 -18.8%
2009 18%
2010 11.2%
2011 3.8%
2012 11.7%
2013 14.82%
2014 7.4%
2015 -0.005%
2016 7.3%
2017
2018 -10.7%
2019 11.4%
2020 9.77%
2121 10.18%
Retired March 08, worried a bit but looks fine now, portfolio ranged from 47% to 60% stocks.

 

[audreyh1]

Down just under 13% YTD as of July 1. Whatever.

 

[Markola]

Down 16.88 ytd, inclusive of spending. 49% stocks, 48% bonds, 3% Alternatives.

 

[tmm99]

I don't have my Fidelity numbers back yet, but listing the historical data from previous years like RetireAge50 did made me feel a whole lot better. I wish I was w*rking now though as it's good to buy when the market is down, but oh well.

 

[KCGeezer]

Down about 19%. Waited way too long to get out of the bond fund.

 

[joesxm3]

Down 16.25% YTD.

Down 4.86% since FIRE in 8/2016, not adjusted for spending during that time. Maybe up 10% total if adjusting for spending.

Down about 21% from my all time high not adjusting for spending.

 

[eytonxav]

Ytd -8.9%, 38/34/28

 

[Markola]

Unless bonds improve by 12/31/22, at least we’ll be able to say we’re living in interesting times.

 

[MichaelB]

At least we can say we’re living in interesting times.

That chart is annual returns, and this year is only half gone. Plenty of time to drop some more

 

[Markola]

Right! I just edited my comment.

 

[FREE866]

Down 16.25% YTD.

Down 4.86% since FIRE in 8/2016, not adjusted for spending during that time. Maybe up 10% total if adjusting for spending.

Down about 21% from my all time high not adjusting for spending.

Surprised you're down since summer of 2016. You must have a very low equity percentage.

 

[Mulligan]

+0.12% YTD in the Green YTD. Primarily due to oil stocks that have pulled back quite a bit in the month of June.

Aja, Im up 2.3%. My then one and only stock EPD I rode up and flipped, and constantly churning term dated and live adjustable preferreds over came some sagging perpetuals. Plus I benefitted from being a pensioner with a smaller portfolio, so the 40k in IBonds also help too, lol.

 

[joesxm3]

Free866,

I thought the market was way overvalued and felt that I should play it safe around FIRE time, so I kept about 20% equity. I stuck to the plan until about a year ago when I decided to layer in to some tech stocks since they had dropped a really lot. I figured everyone was making a fortune while I was sitting it out.

If I had stuck to my plan I would be sitting pretty now, but I ended up suffering the drop without enjoying the gains.

I still have 20% cash to deploy later in the cycle, so I guess it is not like I charged in and allocated all my capital halfway down.

If I had st

 

[aja8888]

Aja, Im up 2.3%. My then one and only stock EPD I rode up and flipped, and constantly churning term dated and live adjustable preferreds over came some sagging perpetuals. Plus I benefitted from being a pensioner with a smaller portfolio, so the 40k in IBonds also help too, lol.

I took profits in XOM and FENY as I rode them up since mid 2021. I have a lot of EPD (pulled back) bought at under $20 and some ET which I am holding for the dividends. I still have small positions in OXY (Buffett just bought more shares Friday) and WMB (pipeline).

Other than that, I have a gaggle of 1,2,4 year CD's, I bonds, 3,6,9 & 12 month treasuries (rolling), several corporate bonds, and a couple of Municipal bonds. Oh, still have a wad of cash in Schwab's MM fund yielding 1.2%.

I also have a couple of dividend paying stocks that I have kept for a long time. They may be sold when there is another short covering bear rally.

This portfolio is now an income driven one for the remaining years. I'm approaching 79.

 

[Ronstar]

Down 11.6% YTD

 

[5Miler]

Down 6.87% for June.

Down 17.55% YTD.

Earnings since retiring in 2012 still make me smile.

 

[kcowan]

^^^ You made me look.

Yes, I still have a sizeable gain from 1/1/2021. Hope I will not give up much of it.

I am rather attached to these gains, and hate to see them go.

Yes change from 1/1/21 is +5.05% and my long range plan calls for 6% gains with 4% inflation so my main concern is inflation!