2022 Investment Performance Thread

[Lawrencewendall]

Ytd -12.20%
aa 78/22

 

[ERD50]

YTD = -19.30%
AA = 100% equities

I'm curious what makes up your 100% equities. These YTD figures for the indexes (S&P 500 and 'Total Market') are a fair bit better:

https://investor.vanguard.com/investment-products/etfs/profile/voo

YTD returns
-16.17%
as of 08/31/2022

https://investor.vanguard.com/investment-products/etfs/profile/vti

YTD returns
-17.22%

as of 08/31/2022


-ERD50

 

[RetiredAt49]

I'm curious what makes up your 100% equities. These YTD figures for the indexes (S&P 500 and 'Total Market') are a fair bit better:

ERD50

Well if you recall from my prior posts (recognize there are a lot of us here however)… I had been using an AUM Wealth Management Company and they dropped much lower than the S&P 500, total market, etc.

That was only part of the reason why I left them and rolling my own. It’s been a PITA taking 80+ individual stocks in each account (one taxable, one tax deferred) and getting them closer to 2 or 3 fund portfolio.

 

[yakers]

-9.84%, end of Aug, AA=55/28/17 EOY2021

 

[KCGeezer]

Down a little more than a point this month so -15% ytd. That’s on a 70/30 AA. Most of the damage was done earlier in the year.

 

[gamboolman]

As of 1-Sep-22 we are down <-10.42%> from 1-Jan-22.

Current Asset Allocation is 46.2% Equities, 31.7% Bonds, 22.1% Cash

 

[ImThinkin2019]

As of 9/1/22 AA 36% equities 44% fixed income 20% cash

Month -2.1%
YTD -6.3%

Both values depressed about 0.9% because we took out some cash for living expenses.

 

[TB1960]

As other people have mentioned our results below are only from our Schwab account. It's not easy to track other investments such as real state, rental income, and promissory notes, on a monthly basis. But needless to say they are doing much better than our Schwab account.

On our Schwab portfolio with an AA of 67/1/32 equity/bonds/cash we are..

YTD -13.48%

 

[Andre1969]

Here's the latest...

1/31/2022: -5.07% YTD
2/28/2022: -7.26% YTD
3/31/2022: -4.98% YTD
4/29/2022: -13.11% YTD
5/31/2022: -13.55% YTD
6/30/2022: -20.87 YTD
7/29/2022: -13.54% YTD
8/31/2022: -17.33% YTD

 

[levindb]

AA 60/39/1

YTD -12.2%

...but our Net Worth is up YTD due to our home equity...that is what I say so I can sleep at night.

 

[copyright1997reloaded]

Preliminary Aug & YTD:
Aug -2.11%
YTD -11.65%
AA: TBD

 

[kgtest]

Jan: -8.62% as interest rates are on the move, FOMC rate hike talk, Ukrainian invasion fears, and Omicron Virus continues to run rampant.
Feb: -11.48% What goes up, must come down? Lots of uncertainty, I know I am feeling the same as the market. A sad month for some indeed as the war machine moves on. If I look at the longer term 8yr avg it makes me "feel better' averaging +27% returns.
Mar: -9% This time isn't different Was a fun little "whee" ride this month
Apr: -19.66% Ready for us to move forward, instead of two steps back
May: -21.8% Here's hoping for a better month in the markets
June: -28.5% I can't believe it's July already. How low can we go?
July: -19% Hey, at least I am beating the Nasdaq
August: -22.6% Wheee.

 

[ShokWaveRider]

+5.6% No Stock Exposure, Home equity NOT Included as it is not a valid measurement until one sells.

MM, CDs & MYGAs.

 

[street]

Down -15.21 from the first day of January 2022. 80/20 AA

 

[prototype]

-11.1% ytd


AA 60/29/11

 

[Stormy Kromer]

I'm sure my equities are down about the same as everyone else. I'm mostly in VG Total Stock and Balanced. International Funds have really been a boat anchor over the years. I only bought them because I thought I was supposed to. They make up about 10% of the stock position.

A large percentage of my investment portolio is in farmland. This has appreciated dramatically in the past 2-3 years and at least 20% this year. I don't include that in my spread sheet because it's not for sale. It provides a nice, safe, steady, reliable source of income. But it will never be for sale, so I don't keep track of what it is worth.

 

[target2019]

Portfolio Totals by month (since Jan 2020) in the chart.
-11.47% portfolio total down YTD on 50% equities. Good time to buy more stock funds.

 

[street]

I'm sure my equities are down about the same as everyone else. I'm mostly in VG Total Stock and Balanced. International Funds have really been a boat anchor over the years. I only bought them because I thought I was supposed to. They make up about 10% of the stock position.

A large percentage of my investment portolio is in farmland. This has appreciated dramatically in the past 2-3 years and at least 20% this year. I don't include that in my spread sheet because it's not for sale. It provides a nice, safe, steady, reliable source of income. But it will never be for sale, so I don't keep track of what it is worth.

Farm ground seems to move up and down some but still keeps going up as the years go by.

Recreational land has a steady upward growing demand for this type of land. At this time, I would get 6 to 7 times what I paid for the ranch. All recreation with some irrigated. It could be used as a working ranch but since I owned it no livestock have been on the land.

 

[pb4uski]

Bad month! -3.15% YTD 32/67/1 AA
Benchmark 32/67/1 per Portfolio Visualizer was -12.84%.

July YTD -2.88% vs -10.14% for benchmark
June YTD -4.66% vs -13.76% for benchmark
May YTD -3.08% vs -10.57% for benchmark

Pretty much more of the same with some improvement in the right direction.

-2.88% YTD. Same ~34/64/2 [-]32/66/2[/-] AA.

32/66/2 AA for Jan-Jul on Portfolio Visualizer was -10.14 [-]10.03[/-]% so I'm pretty happy with -2.88%

Interesting how the deltas vs the benchmark are swinging around... YTD July +7.26 [-]7.15[/-]%, YTD June +8.80%, YTD May +7.49% vs benchmark.

ETA: found a formula error in my spreadsheet.

 

[tominboise]

Aug YTD = -11.85%

This is getting old.

Last 10 years = 7%

Retired October 1, 2020 and am down ~-5% on our total portfolio since then. Have an AA of 60/32/7.

We have a withdraw rate of ~4% for the next 8 years. Then it drops to around ~2% due to SS (taking it at age 70)(the future WD rate depends on the real rate of return over the next 8 years, of course).

 

[Osprey]

-9.21% ytd

aa. 55s/45b

 

[pb4uski]

-9.21% ytd

aa. 55s/45b

That's pretty good compared to the 55/45 benchmark which is -14.4% YTD.

 

[wdberry62]

Aug -3.9%
YTD -17.2%

AA 80/19/1

 

[Car-Guy]

As of COB yesterday I'm up 1.1% YTD... My energy stocks made me some money (sold it all last month) and my fixed income investments helped offset my other equity losses.

Of course considering inflation, my buying power is way down... Can't calculate that since I really don't know which numbers to believe.

 

[nassa]

Ytd: -13.02%

50/48/2

Stock split: 60:40 US/Foreign TSM
Bond split: 70:30 Intmd Treasury/Short term bond