ExFlyBoy5
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
I have started similar threads in years gone by and thought I would do it again this year. Basically...how did you do w/ credit card (and other banking) reward programs?
In 2021, I continued to use the same "core" cards and churned one new card and took a bonus that was made available on a seldom used card.
Primary Cards are:
USAA Limitless Cash Back (2.5% on everything)
American Express Cash Card (6.0% Groceries, 3.0% Gas; $95 annual fee)
Amazon Chase Card (5% on Prime Purchases)
Chase Freedom (only rotating categories; 5%)
Opened Cap One Quick Silver for $200 Bonus
Used Seldom Used Card for $100 Bonus
So, total cash back rewards for 2021: $2186.91
While this is $ 1089.60 less than 2020, that's OK with me...that tells me that we spent less.
In 2021, I continued to use the same "core" cards and churned one new card and took a bonus that was made available on a seldom used card.
Primary Cards are:
USAA Limitless Cash Back (2.5% on everything)
American Express Cash Card (6.0% Groceries, 3.0% Gas; $95 annual fee)
Amazon Chase Card (5% on Prime Purchases)
Chase Freedom (only rotating categories; 5%)
Opened Cap One Quick Silver for $200 Bonus
Used Seldom Used Card for $100 Bonus
So, total cash back rewards for 2021: $2186.91
While this is $ 1089.60 less than 2020, that's OK with me...that tells me that we spent less.