Something must be very wrong with me...
When I start collecting SS at 62 (YUP! "Bird-In-The-Hand" Man here) even on the reduced benefit I anticipate pulling 0.008 % from my actual Retirement Funds annually.
This will actually give me MORE than I need on a Monthly/Annual basis.
That is figured on current expenses which will be going down by almost 50% in the next year or so.
And NO...I Don't have Multi-Millions in the "Bank" either. Just a modest sum to carry on with.
And YES ...I eat out, take vacations, buy whatever I want whenever I want, and live in a very comfortable home ( with exorbitant taxes ) and NEVER have a need to micromanage money or adjust needs. Even through Market Crashes and loss of Employment. ( Both occurred to Yours Truly at the same time in 2008..Surprise! And, it was absolutely not a problem financially.)
WHAT am I doing wrong?
I
must be missing
something...?
BirdMan