WhoDaresWins
Thinks s/he gets paid by the post
I use a large regional bank with a branch across the street from my office for my day-to-day checking. I do not pay a fee for either the account or paper check re-orders. I keep a larger account in a short term bond fund at USAA. I can write checks on this account if they are $250.00 or more. I never use ATM machines as I walk across the street at lunch time whenever I need cash, chat with the tellers, draw out my walking around money in person.