iam21177
Recycles dryer sheets
- Joined
- May 26, 2011
- Messages
- 159
I think I need a dose of “relax” from someone!
H and I are big savers. Overall, we’re pretty moderate people in terms of wants. We like to camp for vacations. I buy clothes at the local thrift shop. My car is so quirky I probably could never resell it to anyone. We don’t have expensive tastes, but we don't have to budget much either and can live on our take home.
We love our hobbies. We’re both skiers, but to H it’s really his everything. He has big goals of solo touring in the mountains doing 20 miles a day and covering entire mountain ranges. He can do it. He bought some uber lightweight gear. He got new ski boots too (pricey), but he has not upgraded his boots in 7 years and has over 1.5 million vertical feet in those boots. It was time – I agree. I guess it’s just all coming like this month and last month! Over $2k in gear just recently. He wants even lighter skis now. He did a very difficult ski mountaineering race recently and he did super well on his heavy gear. Now he’s envisioning how fast he could have been on racing gear! Luckily he won (2nd place!) some lightweight skis, so he’s going to sell those to put towards a super lightweight ski set up.
H makes 2.5 more than I do; our money is merged. We have the money. I guess I see other things coming up – our mattress is really gross; I want to chuck this thing so badly. We don’t even have proper curtains in the bedroom – it’s a sheet! We need (OK want) a home laptop. I am using my work laptop and this cannot go on forever – I have to return it. He has a work laptop, but I cannot use it because it’s super restrictive. Eventually I need a car – my car has so many quirks. I can deal with it for now because it runs and it’s cheap. I’d love to get new kitchen counter tops eventually. I did not tell him NOT to get more toys though. I guess I inadvertently made him feel guilty about all the recent purchases and pending purchases.
He reminded me that last year we put on a new deck, bought braces for each of us and went on a kick ass weddingmoon. All with no debt and savings left. We can do it. He is right.
Right now we’re putting so much in retirement. I mentioned in a post below, but we are over half a million right now in retirement (we’re 34, and 36). If we just ease up on contributions for a couple of months, all these big ticket items will be a thing of the past and the checking can stay the same. Our current take home after contributions, is pretty much what covers normal monthly expenditures. It's in a cushy checking account. So there's room to let it dip a little.
So why does it give me the heebie jeebies to think about letting the checking take a small dive or temporarily easing up on contributions for a couple months?
I should be able to ease up on this! Someone has some great preservative on this - like you only live once, or you can't take it with you when you die.
H and I are big savers. Overall, we’re pretty moderate people in terms of wants. We like to camp for vacations. I buy clothes at the local thrift shop. My car is so quirky I probably could never resell it to anyone. We don’t have expensive tastes, but we don't have to budget much either and can live on our take home.
We love our hobbies. We’re both skiers, but to H it’s really his everything. He has big goals of solo touring in the mountains doing 20 miles a day and covering entire mountain ranges. He can do it. He bought some uber lightweight gear. He got new ski boots too (pricey), but he has not upgraded his boots in 7 years and has over 1.5 million vertical feet in those boots. It was time – I agree. I guess it’s just all coming like this month and last month! Over $2k in gear just recently. He wants even lighter skis now. He did a very difficult ski mountaineering race recently and he did super well on his heavy gear. Now he’s envisioning how fast he could have been on racing gear! Luckily he won (2nd place!) some lightweight skis, so he’s going to sell those to put towards a super lightweight ski set up.
H makes 2.5 more than I do; our money is merged. We have the money. I guess I see other things coming up – our mattress is really gross; I want to chuck this thing so badly. We don’t even have proper curtains in the bedroom – it’s a sheet! We need (OK want) a home laptop. I am using my work laptop and this cannot go on forever – I have to return it. He has a work laptop, but I cannot use it because it’s super restrictive. Eventually I need a car – my car has so many quirks. I can deal with it for now because it runs and it’s cheap. I’d love to get new kitchen counter tops eventually. I did not tell him NOT to get more toys though. I guess I inadvertently made him feel guilty about all the recent purchases and pending purchases.
He reminded me that last year we put on a new deck, bought braces for each of us and went on a kick ass weddingmoon. All with no debt and savings left. We can do it. He is right.
Right now we’re putting so much in retirement. I mentioned in a post below, but we are over half a million right now in retirement (we’re 34, and 36). If we just ease up on contributions for a couple of months, all these big ticket items will be a thing of the past and the checking can stay the same. Our current take home after contributions, is pretty much what covers normal monthly expenditures. It's in a cushy checking account. So there's room to let it dip a little.
So why does it give me the heebie jeebies to think about letting the checking take a small dive or temporarily easing up on contributions for a couple months?
I should be able to ease up on this! Someone has some great preservative on this - like you only live once, or you can't take it with you when you die.