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Read an article last week in the Economist about Basal III and the proposed regulations for raising capital requirements for banks by 16% and the possible fallout. Anyone else following this and have any thoughts, good or bad as well as ways to play this from an investment standpoint? Link...

Yup, as an almost 73 year old male, the old BPH (enlarged prostate) diagnosis via a cat scan has raised its ugly head. Probably has been creeping up on me for the better part of the last three years but I wrote it off to just getting older and one of the things us guys have to deal with. Well...

If you are of medicare age which option or plan are you on ? Medigap/Supplemental Plan or Medicare Advantage Plan ? Also if you care to comment further as to the type, monthly cost, etc. please feel free to do so. My plan, and I'm a 73 year old white male. Retiree Aetna Medicare Advantage...

Has anyone here done or have experience doing a "Life Estate Deed? " Basically it is a document that is required to be filed with in order to pass property on to an heir so the property doesn't have to go through the probate process when the owner passes away. I believe all states have different...

Happy New Year to all here on the forum and thank you for tolerating my goofy responses. For some reason after 17 years of being retired while I was driving back from the gym today I remembered the annual mega corp. performance review process and started laughing. So the question that needs to...

Looks like it's credit freeze time again. https://www.25newsnow.com/2023/12/14/7-months-later-software-firm-welltok-informs-osf-patients-data-breach/

I've haven't been paying much attention to the world or financial news lately but did manage to catch Elon being interviewed by the Sorkin guy on CNBC at some conference and couldn't believe what came out of Musk's mouth telling his advertisers to go "F" themselves. What in the world is wrong...

My PCP gave me a script of Meloxicam for arthritis in my shoulders and just curious if anyone else here has taken the drug and their experiences, good or bad and any side effects. After just a few days I've experienced some bloating and could have sworn there was an armed rebellion in my lower...

Or should I say how to drag DW into the 21st century and away from her flip phone? Back story here is she has never used a smart phone but uses her iPad for its functionality i.e., FaceTime, search, research, Amazon buying, etc. She has had a flip phone since the beginning of time and it's like...

I like Dave's advice about financial independence but these two hosts seemed to have not gotten the memo nor understand that FIRE isn't living on noodles and peanut butter for thirty years.

I'm 72, wife is 69, we are both in pretty decent shape and have our annual physicals. Every time I get these calls, I politely tell them to push it back until the next quarter because we are basically too busy with life, i.e. grandkids, golf, extra activities, etc. Am I missing something here or...

Zuck or Musk ?

Does anyone here use them and if so what are your thoughts on their utility. Quick Explanation. For those who may not know, they are little circular devices about the size of a quarter you can attach to things that you might misplace or lose and they will alert your iPhone as to the location of...

A father for the fourth time and at 83 ! What to go Al ! https://nowthisnews.com/news/al-pacino-83-and-noor-alfallah-29-are-expecting-a-baby?&utm_medium=social&utm_source=Facebook&utm_campaign=nowthisnews&fbclid=IwAR1C3X8K9OTIBDZWiwV5bM-2gnE-eK0FXDdHbT2cls-CvS0W5CmNP8lDwnU

If you have the time Lex has some great guests and his podcasts do go down into the weeds to put it mildly. Here is one his finest with historian Neill Ferguson concerning our education system, money, history and a plethora of other topics. Worth the time to watch, in my opinion.

What is the going rate in your neck of the wood ? In mine it's about $3500, give or take.

Got a text from my CVS pharmacy yesterday about scheduling a flu shot. Seems a bit early doesn't it ?

Ya'll know the GOAT needs some sage advice.

Just curious if many here are doing it and your thoughts and experience so far. Seems like a neat financial instrument to cull out the poor performers of any said index, while actually owning shares of the respective index, to include fractional shares as well. I'll admit to being a bit behind...

Don’t know if I can word this correctly but would like to ask if doing T-IRA to Roth conversions make any sense except for legacy reasons at least in this case. Example: 70 year old MFJ couple with a million dollar T-IRA, 12% tax bracket (effective tax rate much lower), living comfortably off SS...

Wife and I are both 70, vaxxed, boostered and in good health for our age and have so far avoided catching covid. We have a family invite for Thanksgiving this year with son, his in-laws, out-laws and a few in between coming from all parts far and wide, Miami, New York, San Fran, etc. Some have...

I sincerely hope this post passes muster and is in the correct forum section as I have a sincere question about who pays for all the covid testing and vaccines. Also how are costs covered when a person is hospitalized due to covid complications. I have no issues whatsoever with upfront no cost...

I understand and realize the utility of carrying homeowners, auto and personal liability insurance up to a point. But at what point would you consider self insuring your home and auto and go with just liability insurance. Maybe the cheap SOB in me but I've always felt insurance was like paying...

It seems that no matter what type of container these days, be it a medicine bottle wrapped in plastic with a tensile strength that superman couldn't tear through to a margarine bucket or pomegranate bottle or whatever is a PIA to open. Then to satisfy Satan, the protective seals come with the...

Wednesday tried upgrading from Yosemite to Big Sur and crashed my mac mini (Late 2014) computer, actually the thing quit at the end of the install. Fortunately I had backed everything up and I'm back in business and thinking about trying to upgrade to Catalina OS, which is kind of an interim OS...