Best CD, MM Rates & Bank Special Deals Thread 2023 - Please post updates here

[JohnDoe]

Rates higher across the board this morning on fidelity. Yield on 5 year ladder of non-callable is at 4.69%

 

[Montecfo]

Rates higher across the board this morning on fidelity. Yield on 5 year ladder of non-callable is at 4.69%

Yes. If the banking crisis heats up again those 5 year non-callable CDs may make a brief return engagement.

 

[ShokWaveRider]

Let us see what happens next week.

 

[Echard]

why do some of the spreads on bonds between the bid and ask vary so much for a given company. For example, Royal Bank of Canada has some bonds with tight spreads, and others with 1% or more, such as CUSIP 78014RKM1

 

[Echard]

Thoughts on this Keynote bond? Basically a 10 year bond at a high rate. Keynote potentially in trouble?

49327M3H5

 

[jw72]

Rates higher across the board this morning on fidelity. Yield on 5 year ladder of non-callable is at 4.69%

Gone, those went quick

 

[Golden sunsets]

Ivy bank high yield savings rate increased to 4.8% today.

 

[Silver]

Bask online savings just increased to 4.75% APY.

 

[Henry Lili]

Gone, those went quick

Anyone know if an alert can be set/sent when new Cds come online? I got at 4.75 non callable 5yr about three weeks ago with a partial rollover from myv401k where stable value was at 1.9. only placed half. Then this week I panicked a bit and bit on a 4yr at 4.4 with half of what's left. I check rates most days and plan to hold the course but woul love to place another 5yr at 4.7 or above. They do disappear quick.

 

[Henry Lili]

Anyone know if an alert can be set/sent when new Cds come online? I got at 4.75 non callable 5yr about three weeks ago with a partial rollover from myv401k where stable value was at 1.9. only placed half. Then this week I panicked a bit and bit on a 4yr at 4.4 with half of what's left. I check rates most days and plan to hold the course but woul love to place another 5yr at 4.7 or above. They do disappear quick.

I also bought a 4yr at 4.8 at a local credit union in my taxable account. I only go small with those as the penalty is a full 365 days of lost interest.

 

[imbatman]

On Fidelity DSN4S0437, Goldman 1-year 5.15% CD.....update CALLABLE starting 08/10/2023

 

[copyright1997reloaded]

On Fidelity DSN4S0437, Goldman 1-year 5.15% CD

Callable. Which might be OK, but please include in posts on CD's/Bonds whether they are callable or not.

ETA: There is also DSN4S8902, CFBANK NA, 5.10% CD, non-callable, maturity 05/03/2024, monthly dividends.

 

[imbatman]

That's fair my bad, it has been awhile since there was a CD rate I cared enough to even look at and didn't realize the call schedule was viewed differently than bonds.

The Goldman is callable starting 08/10/2023 so only 3 months guaranteed

 

[MandM]

Synchrony Bank has a 14 month CD rate at 5.15% on its website that I put a few bucks in today.

 

[Another Reader]

Synchrony Bank has a 14 month CD rate at 5.15% on its website that I put a few bucks in today.

I bought a few of those plus a few of the 10 month Marcus CD's at 5.05 percent. "depositaccounts.com" tracks this information timely.

 

[jldavid47]

Brokered, non-callable 1 year 5.1% Schwab Bank CD CUSIP 15987UBN7 available this morning

 

[RetiredAndLovingIt]

Nasa Federal Credit Union updated rates today.

5.5% - 9 months, 5.3% - 15 months, 4.6% - 49 months.
10K minimum on each

https://www.nasafcu.com/personal/ch...ield-certificates/open-high-yield-certificate

 

[copyright1997reloaded]

Nasa Federal Credit Union updated rates today.

5.5% - 9 months, 5.3% - 15 months, 4.6% - 49 months.
10K minimum on each

https://www.nasafcu.com/personal/ch...ield-certificates/open-high-yield-certificate

Thanks for posting this. Good enough to break one of my "no-penalty" Ally CD's @ 4.75% to fund this. (Will do either the 9 month or 15 month.)

 

[John Galt III]

I've been watching the 5 year CD rates at my credit union. They were 3.50 for a long time, then went up to 3.6 % a few months ago, but now are back down to 2.75%. Big drop from 3.6 % to 2.75 %. Hmmm. Wonder why.

 

[JohnDoe]

Fidelity 5yr ladder yield on non-callable CDs is up to 4.74

1y-5.1
2y-4.85
3y-4.65
4y-4.6
5y-4.5

 

[Healthy Lifestyle]

I would like to purchase two $100,000 CD's, but should I wait for the Fed to announce interest rate decision, or do these look like a good buy now?
I see on Merrill Edge the following:
Wells Fargo CD,s paying: 5.1%, 1 year to maturity
Wells Fargo CD,s paying: 5.0% 1.5 years to Maturity
These rates where posted yesterday.

Thanks.

 

[ShokWaveRider]

I would like to purchase two $100,000 CD's, but should I wait for the Fed to announce interest rate decision, or do these look like a good buy now?
I see on Merrill Edge the following:
Wells Fargo CD,s paying: 5.1%, 1 year to maturity
Wells Fargo CD,s paying: 5.0% 1.5 years to Maturity
These rates where posted yesterday.

Thanks.

Me too. I am waiting till after the announcement ...... and more importantly the statement and press conference.

 

[copyright1997reloaded]

Perhaps we are close to seeing over 5.1% brokered CD's again?
Zions 9-month 5.150% non-callable matures 02/09/2024 CUSIP DSN545355 (Fidelity), payable at maturity. FDIC # 2270

 

[Montecfo]

Holding out for 5%+, 5 years, non-call CD.

 

[copyright1997reloaded]

Holding out for 5%+, 5 years, non-call CD.

Let me know when you see them.

We are now at 3 of the 5.15% non-callable CUSIP's on Fido: DSN545355 (2/9/24), DSN544361 (5/14/24), and DSN541508 (5/24/24).