audreyh1
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Synchrony emailed me about an 18 month 2.05% CD today.
I use bankrate.com to search for good Savings/MM rates. Also good for searching best loan and mortgage rates.
Same here. I just put some of my current cash into CapitalOne 1 yr 2.1%. The 2 CDs I have that come due Dec 12 will earn even less that that I'm sure. PenFed Online savings is 1.7%. I can't find anything better.
Just had a no penalty 2.3% Ally CD mature and deposited the monies to Simple.com at 2.15%.
Have a 14 month 2.85% 14 month CD maturing in March 2020.
The only thing I have to put it into is the GTE 3.0% CD, but it would be for 5 years and will need some of the monies before that time.
How did you deal with the simple.com's split your money/goal thing? I think ill be moving over to first foundation bank (2.372%) from comenity (1.9%).
The people on the phone for Simple are about the best and most responsive I've dealt with. Have had them call back within a few hours when they said they would; very helpful and nice to talk with. Their web site is horrible. Cute and fluffy and a royal PITA to get useful information from. Not amused by hiding my money in a "my goals" area so I don't see it and have to blow it all on penny candy and gimcracks. Very unfortunate; I want to like them but find Ally and Discover way easier to get information from or work with.
I agree it is a horrible format. I also haven't figured out how to move money back to checking or how to move additional money into the protected goals account. Very awkward.The people on the phone for Simple are about the best and most responsive I've dealt with. Have had them call back within a few hours when they said they would; very helpful and nice to talk with. Their web site is horrible. Cute and fluffy and a royal PITA to get useful information from. Not amused by hiding my money in a "my goals" area so I don't see it and have to blow it all on penny candy and gimcracks. Very unfortunate; I want to like them but find Ally and Discover way easier to get information from or work with.
I agree it is a horrible format. I also haven't figured out how to move money back to checking or how to move additional money into the protected goals account. Very awkward.
Transferring money out of a Goal
You can also move money from your Goals back to your Safe-to-Spend.
Click on the Goal and select the Transfer button.
You'll see a screen pop up prompting you to transfer money into the Goal. Since right now, we want to move money out of the Goal, click Change to change the direction of the transfer.
You can also click on a Goal, drag, and drop onto your Safe-to-Spend. That'll automatically bring up the transfer screen, where you can specify the amount you'd like to move.
Agree, it is very awkward.
Move money to/from checking from/to goals:
https://www.simple.com/help/articles/goals/spending-from-goals - scroll down to the bottom.
Thanks NJ. Ridiculous.
Still a Few 3% available for some.
Lafayette Federal Credit Union 5-Year CD Earns 3.03% APY
P1FCU (ID/OR/WA) Offers 3.05% APY On 60-Month CD
GPO Federal Credit Union (NY) Adds 14-Month CD Special, 3.00% APY
Space City Credit Union (TX) Offers 3.04% APY On 5-Year Jumbo CD
Andrews Federal Credit Union Adds 3-month CD Special, 3.01% APY
All In Credit Union Unveils 53-Month Special CD, 3.00% APY
what site did you use to find these rates? I was curious about the membership requirements and can't find them. thanks
You have always been my favorite relative! Need my mailing address?We plan on doing a largish gift to family (heirs) in the near term and my CDs maturing now and in the next couple of months are going to that. So I’m not currently in the market for new CDs!
You have always been my favorite relative! Need my mailing address?
I had a CD at a credit union mature. I was planning to move the money elsewhere. I went to the branch to make the withdrawal, and also to ask a question: Could I renew the CD into their latest promo, which was for "new money only" (As was the CD that just ended)?
Without batting an eye, I was told I could, but this was a "one-time exception".
This was so easy it made me wonder if i could have crafted an even better deal. Maybe will try next time.
I had a CD at a credit union mature. I was planning to move the money elsewhere. I went to the branch to make the withdrawal, and also to ask a question: Could I renew the CD into their latest promo, which was for "new money only" (As was the CD that just ended)?
Without batting an eye, I was told I could, but this was a "one-time exception".
This was so easy it made me wonder if i could have crafted an even better deal. Maybe will try next time.
I just did a similar thing with a couple maturing NASA FCU CD's. They were able to make an exception on the 10K in new $ requirement. Picked up the 15-month 2.5% as a place to hold the money.
Doesn't sound like an exception. You could have asked for a check for the maturing CD, walked out the door, turned around and walked back in and it would have been new money.I had a CD at a credit union mature. I was planning to move the money elsewhere. I went to the branch to make the withdrawal, and also to ask a question: Could I renew the CD into their latest promo, which was for "new money only" (As was the CD that just ended)?
Without batting an eye, I was told I could, but this was a "one-time exception".
This was so easy it made me wonder if i could have crafted an even better deal. Maybe will try next time.
I had a CD at a credit union mature. I was planning to move the money elsewhere. I went to the branch to make the withdrawal, and also to ask a question: Could I renew the CD into their latest promo, which was for "new money only" (As was the CD that just ended)?
Without batting an eye, I was told I could, but this was a "one-time exception".
This was so easy it made me wonder if i could have crafted an even better deal. Maybe will try next time.
I just did a similar thing with a couple maturing NASA FCU CD's. They were able to make an exception on the 10K in new $ requirement. Picked up the 15-month 2.5% as a place to hold the money.