Regarding pre-existing conditions, the language in the bill allows insurers to impose underwriting conditions if there is a lapse in continuous coverage.
It also allows states to redefine what essential health benefits must be covered by insurers, and which are not.
It also establishes a separate, high risk pool, defines 8 conditions that automatically qualify, and delegate to the state the authority to add to that list. There is no language in the bill that requires the high risk pool to provide coverage for essential health benefits removed from the mandatory list.
Based on the language, it is reasonable to assume that under this bill, it is possible to have a condition that is not covered by insurance. That is a legitimate concern, IMHO.
It also allows states to redefine what essential health benefits must be covered by insurers, and which are not.
It also establishes a separate, high risk pool, defines 8 conditions that automatically qualify, and delegate to the state the authority to add to that list. There is no language in the bill that requires the high risk pool to provide coverage for essential health benefits removed from the mandatory list.
Based on the language, it is reasonable to assume that under this bill, it is possible to have a condition that is not covered by insurance. That is a legitimate concern, IMHO.