BellBarbara
Recycles dryer sheets
- Joined
- Oct 17, 2010
- Messages
- 392
Prior to ER, DH was adverse to tracking expenses and even being involved much. So I did it all, and I worked from a net model - I budget the net amount of our paychecks and used that figuring with his high child support dropping off we would be fine. The good news - we are!
OK for the bad news - he wanted to evaluate our spending yesterday. We spent all day downloading CC and Bank transactions, categorizing, etc. FireCalc says we can spend 98K per year and our money will last 35 years 100%....at 99K is drops to 99.5% (we even calculated SS figuring no more work). We spent about 85K, s you would think great. But not him. He now wants to put us on a strict budget and get it way down.
I am so frustrated - this feels exactly like what happened to my mom and grandparents.....they were all excellent savers and ended up feeble with large bank accounts, having had no fun.
Do you think this will pass? Any advice? I feel like we are doing great, he is unhappy. Not sure what he expected. We still have a mortgage, which we will rid ourselves of in about 5 years when we downsize.
Total buzzkill weekend.
OK for the bad news - he wanted to evaluate our spending yesterday. We spent all day downloading CC and Bank transactions, categorizing, etc. FireCalc says we can spend 98K per year and our money will last 35 years 100%....at 99K is drops to 99.5% (we even calculated SS figuring no more work). We spent about 85K, s you would think great. But not him. He now wants to put us on a strict budget and get it way down.
I am so frustrated - this feels exactly like what happened to my mom and grandparents.....they were all excellent savers and ended up feeble with large bank accounts, having had no fun.
Do you think this will pass? Any advice? I feel like we are doing great, he is unhappy. Not sure what he expected. We still have a mortgage, which we will rid ourselves of in about 5 years when we downsize.
Total buzzkill weekend.