Koolau
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
I'm sure you will miss, and remember now and then about your BFF.
Given your descriptions about how he yearned for $$ now instead of later, I doubt he has insurance but hope he does.
It will be quite an awful thing if the Wife pays "his" debts with her last few remaining dollars when they could be ignored as they are not her debts. I wonder if she knows this, because many folks don't.
I'm not suggesting you help her manage all the paperwork, etc, but just tell her the rules, because the credit card companies won't stop calling.
I do know that megacorp gave us all a "parting gift" of a $10K insurance policy. Each empl*yee (from the guy just above "test animal" to the top salaried person in the Ivory Tower) will collect (well his heirs) $10K upon his demise. I may need to remind BFF's DW of this in a couple of weeks. She has to report it to megacorp and I assume send a death cert. Of course, realistically, these days $10K isn't all that much. When I started megacorp - it was a year's salary! YMMV