Koolau
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
I asked for advice here about buying an engagement ring for my sweetie about a year ago and got excellent advice, mostly from the ladies, that I should let her pick out the ring, setting, etc. I'm looking in the same price/carat range as you but thinking of some very personal factors. My girl likes shiny stuff and isn't impressed by cost...although I was pretty shocked at how much she dropped on herself for Tahitian pearls last year...but her like of shiny makes me want a setting with a smaller stone with maybe some side stones and diamond dust around the sides. But I think I will let her do the design.
I've pretty much convinced myself to stick with Tiffany. I may pay a premium but I like their ethics and conflict-free guarantees and I think they are trustworthy on quality and grading.
My research also suggests that a good quality (color and clarity) diamond is far better to pay a premium for than size (carat). You can get a huge diamond that looks impressive but is total crap.
Finally, a 2 carat diamond might be a security risk if she wears it out much. Thieves have cut off fingers to quickly steal a large diamond. I hate to be so graphic but it's the world we live in. I might not be super worried about that in the small town in Hawaii we live in but it might be enough for her not to wear it when we travel which defeats the purpose.
Just my thoughts. I'm not an expert, on diamonds or women.
Yeah, unfortunately, it's come down to people NOT wearing their nice jewelry (or even nice clothes) or taking their nice car out. Alternately we can demand that criminals that prey on us face swift and draconian justice.
Based on current practice and lack of outrage: Leave your rock and your nice car at home. Dress in torn sweat shirt and faded jeans. When we're all fed up - things will change, but not until then.